Introducing MATRIX Engine
MATRIX is Pulse’s multi-dimensional reasoning framework for clearer financial and business decisions. Turn your figures and assumptions into a view of your vulnerabilities and practical next steps.
No card required · Try without an account · Sign in to save
A broader way to examine a decision.
Ideas from finance, science and strategy.
Your personal or business risk assessment.
The thinking behind MATRIX
One perspective can miss a critical dependency. MATRIX brings mental models, resilience, computation, portfolio thinking, behavioral insight and strategy into the same conversation.
Munger / Mental Models
Charlie Munger
Look at a decision through several useful models. Invert the question, examine incentives and consider what could go wrong.
Review cash flow, liquidity, concentration and protective controls together. MATRIX keeps urgent findings visible alongside the overall screening index.
Ask yourself: If this plan failed, which dependency or assumption would be the likely cause?
Inspired by Charlie Munger, Nassim Nicholas Taleb, Alan Turing, Harry Markowitz, Daniel Kahneman, Michael Porter, Peter Drucker and Richard Feynman. These ideas guide the framework; the current engine uses transparent screening rules. The names describe intellectual influences and do not imply endorsement or affiliation.
Your context comes first
Choose the assessment that fits your situation. The questions adapt to personal finances or one of 20 broad business-sector categories.
Understand how your finances would handle a change in circumstances.
A useful starting question: Could my cash buffer support me if my income stopped?
Review financial resilience and the dependencies behind day-to-day operations.
A useful starting question: Where would a disruption put the most pressure on my business?
Sector prompts cover areas such as manufacturing, retail, healthcare, construction, finance and professional services. They help focus a review; industry-specific audits and probability models are outside the current assessment.
From evidence to action
The free assessment turns the information you enter into a clear starting point. You can inspect the reasoning and update your figures as circumstances change.
Try the free assessmentChoose personal or business, your currency and, for businesses, a sector.
Add financial figures and controls. Identify estimates, keep unknowns visible and record the date of your information.
See a screening index when enough information is available, question coverage, dimension explanations and urgent findings. Higher index values indicate more vulnerability.
Use the initial actions to focus your review. Save when you sign in. Add scenarios and scheduled reviews with Pro, or more profiles and detailed reports with Elite.
The current index uses published screening rules and self-reported inputs. It is educational decision support, not a prediction of loss. Coverage describes how many applicable questions you answered, rather than predictive confidence.
Start free. Go further with Pulse.
Your basic assessment is free. Pro and Elite add ways to explore change, revisit decisions and manage more profiles within your Pulse plan.
Understand your starting point.
$0
Test changes. Build a review habit.
$29/month
Organize and share deeper analysis.
$79/month
Paid prices shown in USD for monthly billing. Annual options are available on the plan page. Review the full plan and billing details before checkout.
A few useful answers
M is Mental Models, A is Antifragility, T is Computational Intelligence, R is Risk & Portfolio, I is Irrationality & Bias, and X is Cross-domain Strategy. These six perspectives bring together ideas associated with eight thinkers. They are the intellectual inspiration for the framework.
Choose personal finances or a business assessment. Business setup offers 20 broad sector categories, including manufacturing, retail, healthcare, technology and professional services. The sector changes the review prompts. The current engine screens financial and operational vulnerabilities; specialist industry judgments still need the appropriate expertise.
Complete a personal or business assessment, see your screening index when enough information is available, review urgent findings and get initial actions. No account or payment card is needed to try it. Sign in to save assessments to one active profile.
The current engine applies transparent screening rules to information you enter. Its index summarizes vulnerability under those rules; it is not a probability of loss or an AI forecast. Scenario results depend on the assumptions you choose.
Monitoring schedules private reminders to review a saved profile and can flag concerning results when you save an updated assessment. It uses your saved assessments and review schedule; it does not continuously watch live bank accounts, markets or business systems.
Start your free MATRIX assessment and discover which risks deserve your attention first.
Open MATRIX EngineFree assessment · Personal or business · No card required
