Pulse Live Demo
Explore the full Pulse experience with real market data and a simulated account.
Demo workspace
Markets are in a "Expansion" regime. The 10Y–3M yield curve is not currently inverted. VIX is 19.4, indicating normal volatility.
State Street SPDR S&P 500 ETF Trust
Daily change · vs previous regular close
-1.70%
Baseline $773.09 · Latest quote $759.97
1M selected-period return · first to last chart close
-1.73%
$773.38 → $759.97 · Sep 22, 2026 to Oct 23, 2026
Daily quote: Yahoo Finance chart · Data as of Oct 23, 2026, 4:00 PM EDT.
Chart: Massive market aggregates · Last chart observation Oct 23, 2026, 12:00 AM EDT.
Quote request refreshed: Oct 24, 2026, 10:22 PM EDT (not an exchange observation).
Daily change and chart-period return use different baselines and may differ. Historical chart data and the latest quote can come from different providers.
Ask NaviQ to “show support and resistance” or “add the 20 and 50 SMA”.
Macro Context
Verified U.S. market and economic observations, with official-source fallbacks
Fed Funds Rate
Last verifiedSource: Federal Reserve Bank of New York · EFFR
Daily: Oct 21, 2026, 8:00 PM EDT
Last verified observation from cache. The live data feed did not return a newer value.
10Y Treasury yield
Last verifiedSource: Yahoo Finance · ^TNX
Market quote: Oct 23, 2026, 2:59 PM EDT
Last verified observation from cache. The live data feed did not return a newer value.
Inflation (CPI YoY)
Last verifiedSource: BLS · CUUR0000SA0 · CPI YoY
Monthly · 12-month change: Sep 2026
Last verified observation from cache. The live data feed did not return a newer value.
Unemployment rate
Last verifiedSource: BLS · LNS14000000
Monthly: Sep 2026
Last verified observation from cache. The live data feed did not return a newer value.
What the available evidence supports
The 10-year U.S. Treasury yield was 4.99% (Yahoo Finance · ^TNX; observed Oct 23, 2026, 2:59 PM EDT). It is a long-term market yield, not the Federal Funds Rate or a direct measure of consumer borrowing costs. The effective Fed Funds Rate was 3.88% (Federal Reserve Bank of New York · EFFR; Oct 21, 2026, 8:00 PM EDT observation period). CPI inflation was 3.7% year over year (BLS · CUUR0000SA0 · CPI YoY; Sep 2026 observation period). The unemployment rate was 4.2% (BLS · LNS14000000; Sep 2026 observation period). The measures cover different market and statistical periods. They provide context, not a stand-alone assessment of borrowing conditions or a forecast.
Last verified values are retained during provider outages. Cached measurements retain their original observation dates and are not new live observations.
Last checked: Oct 24, 2026, 10:22 PM EDT (request time, not a new economic observation).
Watchlist
Daily change vs previous regular close
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Simulated AccountPortfolio Snapshot
Simulated ExampleThis simulated portfolio is heavily concentrated in US technology stocks (50% of holdings).
Priority 3: Review sector concentration
Review the 50% technology exposure, but do not infer an immediate sell order. First assess the debt and emergency-reserve needs shown in the adjacent Financial Health Preview.
Financial Health Preview
Simulated Example- Savings rate: 12%
- Emergency fund: 1.8 months
- High-interest debt: Needs Attention
- Retirement: On track with increased contribution
- Portfolio: Technology concentration is elevated
Prioritized example actions
3 flagged risks addressed- 1Review and reduce high-interest debt
High-interest debt: Needs Attention
Next step: Confirm balances and APRs, keep required payments current, and prioritize extra payments toward the highest-rate balance.
Why: Interest charges can erode cash flow and make investing less resilient. Exact payoff amounts cannot be calculated from this sample.
- 2Build a minimum cash buffer
Emergency fund: 1.8 months
Next step: Work toward 3 months of essential expenses; this sample is 1.2 months short. Set an affordable recurring savings amount.
Why: More liquid savings can reduce the need to borrow or sell investments when expenses arise.
- 3Review sector concentration
Technology concentration: 50% of portfolio
Next step: Review technology exposure and diversification. Consider a gradual allocation adjustment only after assessing debt, cash reserves, taxes and risk tolerance.
Why: High exposure to one sector increases vulnerability to a sector-wide decline; no automatic sale is implied.
Deferred: Retirement is marked on track in this sample; revisit contribution increases after evaluating the higher-priority risks. Portfolio adjustments require a separate allocation and tax review.
Explore Financial Health PlansReports & Analysis Preview
Sample descriptions are free to view. Full report generation and advanced analyses follow the plan shown for each capability.
Generated daily market intelligence for Pro and Elite, including macro context when supported by evidence.
Elite strategy-format reporting; distinct from the Pro Macro Signal Forecast and macro analysis tools.
Pro report interpreting available market headlines and their potential effects; Elite includes Pro features.
Elite portfolio correlations, volatility and drawdowns, beyond basic holdings concentration and position sizing.
Elite detailed reporting; the Financial Health dashboard and score are available on Pro.
Pro includes Macro Signal Forecast, news-impact interpretation and Financial Health. Elite adds the advanced report formats and portfolio-risk analytics shown above. This demo does not generate paid reports.
Compare Free, Pro and Elite featuresAlerts Preview
- Price Alert: AAPL crosses above $200
- Support/Resistance Break: SPY breaks below key support
- Macro Event: Fed rate decision released
- Volatility Spike: VIX rises above 25
- Portfolio Risk Change: Tech concentration exceeds 40%
This preview does not create a real notification or save an alert.
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